Term Loan Advisory

A term loan funds capital expenditure — equipment, premises, expansion — repaid over a fixed term. Getting one approved on good terms needs a sound proposal, credible projections, and an approach to the right lender.

The firm prepares the proposal and projections, identifies suitable lenders, and supports the application through to sanction and disbursement.

Term-loan advisory includes:

• A loan proposal and the supporting projections
• Assessment of the eligible loan amount and repayment capacity
• Identification of suitable banks or NBFCs
• Compilation of the application and documents
• Support through appraisal, sanction, and disbursement

1. 01

   Assess

   Determine the requirement, eligibility, and repayment capacity.

2. 02

   Prepare

   Build the proposal, projections, and document set.

3. 03

   Approach

   Identify the right lender and submit the application.

4. 04

   Close

   Support appraisal and sanction through to disbursement.

PBT helps you secure the right term loan on good terms.

• A credible proposal and projections
• The right lender for your profile
• A complete, well-presented application
• Support through appraisal and sanction
• Scope, deliverables, and fees agreed in writing up front

• How much term loan can I get?

  It depends on the project cost, your contribution, and repayment capacity. We assess the eligible amount as part of the proposal.

• Do you help choose the lender?

  Yes. We identify suitable banks or NBFCs for your profile and the type of funding.

• How long does it take?

  Preparing the proposal takes a week or two; sanction then runs on the lender's appraisal timeline.