Practice Areas · Compliance · Financial Sector · NBFC & financial compliance · NBFC funding
NBFC Funding & Capital Advisory
Raising debt and capital for NBFCs — bank lines, NCDs, and securitisation — compliantly.
What NBFC funding covers
An NBFC's business is lending, and to lend it must fund its book — through bank credit lines, non-convertible debentures (NCDs), securitisation and direct assignment, and equity capital — all within the RBI's borrowing limits and capital-adequacy framework.
The firm advises on the funding strategy and structure, prepares the case, and supports the approach to lenders and investors.
What's included
NBFC funding advisory covers, including:
- The funding strategy and mix within the RBI framework
- Bank credit lines and term loans
- Non-convertible debentures (NCDs)
- Securitisation and direct assignment of receivables
- Equity and capital-adequacy planning
How we work
- 01
Assess
Determine the funding need and the compliant mix.
- 02
Prepare
Build the financial case, projections, and information pack.
- 03
Approach
Approach suitable lenders and investors.
- 04
Close
Support diligence and structuring through to drawdown.
Why work with PBT
PBT helps your NBFC fund its book within the RBI framework.
- A funding mix that respects the RBI norms
- A credible case for lenders and investors
- Support across bank lines, NCDs, and securitisation
- Capital-adequacy planning alongside the raise
- Scope, deliverables, and fees agreed in writing up front
Frequently asked questions
How can an NBFC raise funds?
Through bank lines, NCDs, securitisation and direct assignment, and equity — within the RBI's borrowing and capital-adequacy limits. We advise on the right mix.
Do you help with securitisation?
Yes. We advise on securitisation and direct assignment of the loan book, within the RBI's framework, as a funding route.
How long does it take?
Funding raises run over weeks to months depending on the instrument, the providers, and diligence.
Fund your NBFC
Tell us about your NBFC and funding need, and we'll advise on the raise.
Send an enquiryThis page describes the nature of the firm's services and is not a solicitation or legal advice. Thresholds, timelines, and applicable registrations depend on your specific facts; engagement terms and fees are agreed in writing per assignment.