NBFC Annual & Periodic Compliance

Once registered, an NBFC carries a heavy, ongoing compliance load under the RBI's directions — periodic returns through the RBI's online system, prudential norms on capital, asset classification, and provisioning, and governance and reporting requirements that scale with its size and layer.

The firm runs the ongoing NBFC compliance so the entity stays in good standing with the RBI.

NBFC compliance covers, including:

• RBI periodic returns through the online portal
• Prudential norms — capital adequacy, asset classification, provisioning
• The statutory auditor's certificate to the RBI
• Governance, fair-practices, and KYC/AML requirements
• Annual and event-based filings under the directions

1. 01

   Map obligations

   Establish the returns and norms for the NBFC's category and layer.

2. 02

   Build the calendar

   Set up the periodic-return and reporting calendar.

3. 03

   File

   Prepare and file the RBI returns and certificates.

4. 04

   Monitor norms

   Track the prudential and governance requirements.

PBT keeps your NBFC compliant with the RBI's ongoing requirements.

• All RBI returns filed on time
• Prudential norms monitored
• The auditor's certificate to the RBI handled
• Governance and fair-practices requirements tracked
• Scope, deliverables, and fees agreed in writing up front

• What returns does an NBFC file with the RBI?

  A set of periodic returns through the RBI's online system, varying by the NBFC's category and size, plus the statutory auditor's certificate. We manage the full set.

• What are the prudential norms?

  RBI requirements on capital adequacy, income recognition, asset classification, and provisioning that an NBFC must observe. We monitor compliance with them.

• How long does it take?

  Compliance is ongoing; we set up the calendar and then run the returns and reporting on their cycles.